After an accident, it can be tempting to believe that your insurance company is there to help. Their friendly representatives might assure you that your claim is their top priority, but the reality is often far different. Insurance companies are businesses, and their primary goal is to protect their bottom line—not to ensure you receive the compensation you deserve.
The Hidden Agenda: Minimizing Payouts
Insurance adjusters are trained professionals whose job is to minimize the amount of money paid out on claims. While they may act supportive, their true goal is to settle your case quickly and for as little as possible. This often means offering lowball settlements that barely cover your immediate expenses, let alone the full scope of your medical bills, lost wages, and long-term recovery costs.
Shifting the Burden Onto You
When you’re dealing with injuries, the last thing you should have to worry about is whether your medical bills will be covered. Unfortunately, insurance companies may use tactics to shift the financial burden onto you, questioning the severity of your injuries, partially blaming the incident on you, or suggesting that certain treatments aren’t necessary. Without proper legal representation, you could find yourself shouldering costs that should have been covered.
Common Tactics Used by Insurance Companies
Here are just a few of the strategies insurance companies use to limit their payouts:
- Delaying Your Claim: Prolonging the claims process can put financial pressure on you to accept a lower settlement.
- Disputing Liability: They may argue that you were partially or fully at fault for the accident, reducing the amount they owe you.
- Requesting Excessive Documentation: By asking for unnecessary paperwork, they aim to frustrate you into giving up or settling for less.
- Downplaying Your Injuries: They might suggest that your injuries are less severe than reported, even if you have medical evidence to the contrary.
Why You Need an Attorney on Your Side
Navigating the aftermath of an accident can be overwhelming, especially when you’re up against an insurance company’s team of adjusters and attorneys. That’s why having an experienced attorney on your side is crucial. At Landry Legal, we understand the tactics insurance companies use and know how to counter them effectively.
Here’s how we can help:
- Maximizing Compensation: We’ll calculate the full value of your claim, including medical expenses, lost wages, pain and suffering, and future costs.
- Handling Negotiations: We’ll communicate directly with the insurance company, ensuring they don’t take advantage of you.
- Building a Strong Case: If necessary, we’ll gather evidence, consult with experts, and take your case to court to fight for your rights.
Don’t Settle for Less—Take Action Today
Insurance companies are not on your side after an accident. Their priority is to pay as little as possible, even if it leaves you struggling to cover your expenses. You don’t have to face this alone. Hiring an experienced attorney ensures that your rights are protected and that you receive the compensation you’re entitled to.
If you’ve been in an accident and are dealing with an insurance company, contact Landry Legal at 888-914-0011 or email us at contact@landrypllc.com. We’re here to fight for you every step of the way.
